Making a Difference, One Member at a Time

Privacy Notice

FACTS

WHAT DOES SPOKANE CITY CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?

Why?  

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and account balances
  • Payment history and income
  • Credit history and employment information

When you are no longer Our member, We continue to share Your information as described in this notice.

How?  

All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Spokane City Credit Union chooses to share, and whether You can limit this sharing.

Reasons We can share Your personal information Does the Credit Union share? Can You limit this sharing?

For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES NO

For Our marketing purposes - to offer Our products and services to You

YES NO

For joint marketing with other financial companies

YES NO

For Our affiliates' everyday business purposes - information about Your transactions and experiences

NOWE DON'T SHARE

For Our affiliates' everyday business purposes - information about Your creditworthiness

NOWE DON'T SHARE

For our affiliates to market to you

NOWE DON'T SHARE

For non-affiliates to market to you

NOWE DON'T SHARE

Questions?

Contact Us by telephone at (509) 325-7228 or go to www.sccu.net

What We do

How does Spokane City Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also restrict access to information about You to those employees who need to know that information to provide products or services to You.

How does Spokane City Credit Union collect my personal information?

We collect Your personal information, for example, when You

  • open an account or make a wire transfer
  • apply for financing or show Us Your driver’s license
  • show Us Your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives You the right to limit only

  • sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information to market to You
  • sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Spokane City Credit Union has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Spokane City Credit Union does not share with non-affiliates so they can market to You.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

  • Our joint marketing partners include insurance companies.

June 27, 2022

Life is short, so Have Fun

 

It’s official – Summer is here and it’s time to have fun. Whether you are going camping or taking a road trip to the city, make sure you have SCCU along for the trip.

We have what you need to make your vacation affordable and fun.


Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site.

  • S
  • P
  • O
  • K
  • A
  • N
  • E