Low Interest Rates
Tired of credit card rates going through the roof? SCCU's VISA rates are some of the lowest around. For a limited time only, get an introductory rate of as low as 3.99% APR* on purchases when you switch over to the SCCU VISA Diamond card. After the promotional rate expires, you still receive a low rate of only 9.99% APR*.
*APR = Annual Percentage Rate. On approved credit. Restrictions may apply.
VISA Rewards Program
Reward yourself! Earn a point for each dollar spent. Redeem rewards for things such as statement credit, merchandise, travel or even make a charitable donation with your points. Conveniently track and redeem your points when you log into your account via SCCU online banking or via the SCCU mobile banking app.
Accepted In More Places than Any Other Card
VISA provides a safe and reliable way to pay for what you need, nearly anywhere in the world. And with the VISA Rewards Program, you get rewarded for the things you buy.
Grace Period for Purchases
Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Use your VISA not only for purchases, but also to get cash. All cash advances are subject to the standard rates.
Transfer balances from your higher interest rate credit cards at any time, always with no fee, and always at our great everyday purchase rate. Balance transfers are quick and easy. Simply log into SCCU online banking or the SCCU mobile banking app. With no fee for balance transfers, SCCU can help you pay down balances from higher interest cards. Keep an eye out for special balance transfer promotions.
Protect your credit card with real-time control. SCCU CardNav® gives you instant access to manage how, when and where your cards are used.
- Control where, when and how your cards are used
- Turn cards on and off instantly from your mobile device
- Limit spending amount to reach budget goals
- Restrict types of purchases made
Search: SCCU CardNav® and download the app to your smartphone to gain a new level of security and control over your money today.