SCCU is Hiring: Full-time Member Service Representative/Teller position available. Click the CAREERS link below to learn more.
Making a Difference, One Member at a Time

This is how we make a difference.

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Contactless (No Touch) Credit Cards now Available!

Starting in July 2020 all SCCU Credit Cards will be contactless. If you already have an SCCU Credit Card you will be issued a Contactless Credit Card on your renewal date. If your renewal date is not for a while, just contact SCCU and we will order you a new Contactless Card. It’s that simple. Then anyplace where you see the wave icon on the credit card reader, just get your contactless card within a few inches and payment confirmation is just seconds away!

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Your Path to Financial Fitness Starts Here

At SCCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Click here to learn more.

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Introducing Spend & Save

How does it work? When you use your SCCU Debit Card to buy groceries (say $27.89) the charge will round up the total to the next dollar ($28.00). The grocery store will get paid $27.89 and 11 cents will go back to you. Think of how many times you use your Debit Card during the week. Over time, a dime here, fifty cents there, etc. it adds up to real money. It’s your money, so keep the change and earn interest on it.

Spend & Save is the digital way of saving your change. Available on Debit Cards only. Click here for more info.

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Apply for a Giving Loan

For every Giving Loan opened by our members, SCCU will make a $50 contribution to a registered charity or nonprofit on behalf of the member who took out the loan.

Apply for yours soon - Click here for more info

Put your house to work for you
with SCCU’s Home Equity Line Of Credit.

Our HELOC, like a credit card, gives you a predetermined borrowing limit and allows you to access money when you need it. Great for recurring expenses such as college tuition and home improvements. Learn More

Nice Weather, New Toy.

Finance your new toy through SCCU. We’ve got the rate for you! Now is the time to get a new Motorcycle, ATV or Personal Watercraft. Apply today or call us at (509) 325-4444 to get your new machine.

Rocket Rates

Why Choose SCCU?

SCCU is small but mighty, in a time when financial institutions are bigger and farther from home than ever. Instead of moving out, we are putting down deeper roots. We provide excellent rates, unparalleled member service, and we give back to causes that enrich the Spokane community—and we make it easy for our members do the same.  Why should you choose SCCU?

Small But Mighty


Auto & Motorcycle Loans
as low as 2.89% APR*
Boat & RV Loans
as low as 4.99% APR*
Home Equity Loans
as low as 5.00% APR*
rates change daily –
view current rates & terms
Signature Loans
as low as 9.90% APR*
Visa Classic
as low as 9.99% APR*

Notice to Members

October 19, 2020

Tiny homes are cute but space is limited. Now is the time to get the Home Equity loan to get the room you need to get through winter.

Don’t need to go out but have banking to do? Our Mobile and Home Banking can be used 24/7 every day.

If you want to chat with us, our phone lines are open 9/5, Monday-Friday. Call us at 509 325 7228 or 509 325 4444. Live Chat is also available at

The lobby is by appointment only until Phase 3 is in effect. You must wear a mask to enter the building.

Nobody knows what tomorrow will bring so let’s make the best of today.

Loan Calculator

SCCU Contest

Find all the letters of the word below which are hidden in plain sight throughout the site.

  • S
  • P
  • O
  • K
  • A
  • N
  • E